Title deeds are important legal documents used as evidence of proof of ownership of a home or piece of land. If there is a bond on the property then the title deeds will be kept by the lender or bank and only returned to the owner once the home loan has been fully paid. Any restrictions, or obligations to the property that need to be met, as well as details of joint ownership will be included in the transfer deeds. An attorney is needed if the title deeds are changed, and the lenders and co-owners will have to agree to the changes to make it legally binding.
Title deeds are used as an official record of who owns the title to a property. If a buyer is interested in purchasing a property, then an attorney will check the title deeds in order to make sure that the seller is entitled to sell the property.
The title deeds may have details on whether there is a bond on the property, and whether anyone else has an interest in the property. They are also useful in gaining information on property boundaries and rights of way through a property.
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